The Maryam Nawaz Karobar Card Loan Scheme 2025 is a government-backed initiative aimed at supporting small business owners and aspiring entrepreneurs across Pakistan. This scheme provides easily accessible loans with low interest rates to encourage business growth, innovation, and economic development. Eligible individuals can apply online through a user-friendly process and receive financial assistance to expand their businesses and explore new opportunities.
Maryam Nawaz Karobar Card Loan Scheme 2025 Overview
Launched in early 2025, this scheme aligns with the government’s goal of promoting financial inclusion and economic progress. Named after Maryam Nawaz, it is designed to empower small businesses by providing easy access to capital. The primary objective is to help entrepreneurs overcome financial challenges and establish a strong market presence. With low interest rates and a streamlined application process, this initiative supports business expansion in Pakistan’s evolving economy.
Key Features of the Scheme
This loan scheme offers several benefits to business owners and entrepreneurs, including:
- Flexible Loan Amounts – Borrow from PKR 50,000 to PKR 1,000,000 as per business needs.
- Low Interest Rates – Interest rates range from 8% to 12% per annum.
- Easy Online Application – A digital process with minimal paperwork ensures quick approvals.
- Support for Startups & SMEs – Both new and established businesses can apply.
- Economic Growth Contribution – Strengthens Pakistan’s economy by supporting small enterprises.
Loan Details: Amount, Interest Rates & Repayment Terms
This scheme offers financial support with flexible repayment terms. Key details include:
- Loan Amount: PKR 50,000 – PKR 1,000,000
- Interest Rate: 8% – 12% per annum
- Repayment Period: 12 to 60 months
- Application Mode: Online via the official government website
- Processing Time: 3 to 5 business days
- Eligible Applicants: Small business owners and entrepreneurs
The flexible terms allow businesses to secure funding while maintaining manageable repayments.
How to Apply Online for the Maryam Nawaz Karobar Card Loan
Applying for this loan is simple and can be done online in a few steps:
- Visit the Official Website – Ensure you use the government portal to avoid scams.
- Create an Account – Register with your personal and business details, including a valid phone number and email.
- Fill Out the Application Form – Provide accurate business and loan amount details.
- Upload Required Documents – Submit scanned copies of necessary documents.
- Submit the Application – Review and submit your application. You will receive a confirmation via email or SMS.
- Application Review & Approval – The review process takes 3 to 5 working days.
- Loan Disbursement – Once approved, funds are transferred directly to your bank account.
Eligibility Criteria & Required Documents
To qualify for the Maryam Nawaz Karobar Card Loan, applicants must meet the following criteria:
Eligibility Criteria
- Must be a Pakistani citizen with a valid CNIC.
- Business must be registered or have a well-defined business plan.
- Must demonstrate financial stability for repayment.
- Open to applicants of all age groups.
Required Documents
- Valid CNIC or passport for identification.
- Business registration certificate (if applicable).
- Bank statements or financial records as proof of income.
- Collateral documents (for higher loan amounts, if required).
- Recent passport-sized photographs for documentation.
Meeting these requirements ensures a smooth application process and a higher chance of loan approval.
Conclusion
The Maryam Nawaz Karobar Card Loan Scheme 2025 is a transformative initiative for Pakistan’s small business sector. With low-interest loans, an easy online application, and flexible repayment plans, this program enables business owners to achieve their entrepreneurial goals. Whether you are launching a new venture or expanding an existing one, this scheme provides a solid financial foundation for success. Don’t miss this opportunity to grow your business in 2025!